Legal

Terms of use

Debix is a ledger for debts and shared expenses. These terms explain, in plain words, how to use it.

Last updated

This document is also available in Uzbek and Russian: Oʻzbekcha · Русский

In short

  • Debix is for keeping track of who owes what. Money moves between you, outside Debix.
  • You need to be 13 or older to use Debix.
  • You enter the records yourself. Don’t record fake debts to put pressure on people.
  • Everything is free for now. Premium comes later and will be optional: you’ll subscribe and cancel in Google Play.
  • You can delete your account at any time. Your name and shared records stay with your partners.

Who we are and what these terms are

The Debix app and the debix.uz website are built and run by Alif Service. When these terms say “we”, they mean Alif Service.

These terms set the rules for using Debix. The sign-in screen says “By continuing, you agree to the Terms of use”: by signing in, you agree to these terms. If you don’t agree, please don’t use Debix.

How we handle personal data is described in a separate document: Privacy policy. It also lists the outside services Debix uses, including Google Firebase (sign-in, notifications, analytics and crash reports).

What Debix is and isn’t

What Debix does

  • Keeps a record of debts, payments and shared expenses
  • Shows partners one shared balance in shared debts and groups
  • Reminds you of due dates and prepares reports

What Debix doesn’t do

  • It doesn’t send, receive or hold money
  • It doesn’t lend or borrow
  • It isn’t a bank, payment service or lender
  • It doesn’t collect debts or make anyone pay

Records in Debix are entered by the people who use it. We don’t check or guarantee that amounts, dates and notes are correct. A shared debt starts only after your partner accepts the invite. A Debix user sees a group’s balances once they accept the invite; until then, group members can track them by name.

A record in Debix is not a loan agreement, a receipt or a notarised document. Any disagreement is for the people involved to settle between themselves.

Debix never moves money or lends it. You give and receive money in whatever way suits you, and Debix helps you write it down.

Who can use Debix

Debix is meant for people aged 13 and over. It is not intended for children under 13.

If you are a minor under the law of your country, use Debix with the consent of a parent or guardian.

Your account

  • You sign in to Debix with your Google account or Telegram, so there’s no separate password to come up with. When you sign in with Telegram, you send your phone number to the @DebixUz_Bot bot, and it’s linked to your account.
  • One account belongs to one person. Don’t share your account and don’t create one in someone else’s name.
  • Keep your phone, Google account and Telegram secure: they are the way into your Debix account. Debix also has an app lock.
  • If you notice someone else using your account, write to support@debix.uz right away.

Fair use

Debix works because people trust each other. So you may not:

  • harass, insult or threaten people, including through notes, photos and requests;
  • record fake or inflated debts to pressure or shame someone;
  • pretend to be someone else or access another person’s account without permission;
  • upload photos or text that are illegal, obscene or violate other people’s rights;
  • send invites and requests in bulk (spam), use Debix through automated tools, disrupt how it works or try to get around its protections.

Other people’s data

When you add someone to Debix, you type their name and phone number (in a group, an email works too) or pick them from your contacts. Enter this only to settle up with that person, and don’t pass it on to others.

Check the number and email. A shared-debt invite goes to the Debix account linked to that number. If someone you add to a group by email isn’t on Debix yet, they get an email with your name, the group name and an invite code.

Blocking and reporting

If someone bothers you, block them in the app. A blocked person can’t send you requests or invites, and your shared debts with them stop. To report abuse, write to support@debix.uz and we’ll look into it.

Shared records

The amounts, dates, notes and photos you add to a shared debt or a group are visible to your partners in that debt or group, and so is your name. Partners can save these records in a report or take a screenshot, and we can’t delete those copies. Keep this in mind before you share something.

Photos open by link: anyone who has the link can open a photo without the app. Don’t add photos of documents, card numbers, passwords or anything else secret.

What you enter stays yours. You allow us to store it, sync it between your devices, show it to the people you shared it with and send notifications about it. We need this permission only to run Debix. Notifications are delivered through Google Firebase and may contain names, amounts and notes. Learn more: Privacy policy.

If you delete your account, your own data is deleted, but your name and shared records stay with your partners: shared debts, group expenses and the photos attached to them remain visible to them as before. These records are part of your partners’ balances, so we keep showing them. Learn more: Delete account.

Premium

All Debix features are free right now. An optional Premium subscription will launch later: it will unlock creating and editing debt folders, PDF reports, analytics, the dark theme and app lock. Personal debts, shared debts and groups stay free. We’ll let you know in the app before Premium is switched on. The terms below apply once Premium has launched.

  • You subscribe through Google Play for 1, 3, 6 or 12 months. The price is shown in Google Play before you pay, and planned prices are on the Premium page.
  • Payments are handled by Google Play. Your card details never reach us.
  • Subscriptions renew automatically: unless you cancel before the period ends, Google Play charges you for the next one.
  • You can cancel in the “Subscriptions” section of Google Play or with the “Manage subscription” button in the app. After you cancel, Premium keeps working until the end of the period you paid for.
  • Deleting your Debix account doesn’t cancel the subscription. Cancel it separately in Google Play.
  • Refunds are handled under Google Play’s refund policy. If something went wrong, write to us at support@debix.uz as well. If you get a refund, Premium is switched off right away.
  • On a new phone, sign in with the same Google Play account and the same Debix account, then tap “Restore purchases” to get Premium back. A purchase is tied to the Debix account it was made from: “Restore purchases” won’t work in a different Debix account.

Premium features and prices may change. We’ll let you know in advance, and prices for active subscriptions change according to Google Play’s process.

Changes to the service and these terms

We work to keep Debix running, but we can’t promise it will never be interrupted: maintenance, outages or causes beyond our control may cause downtime. The app and its features will change over time.

If we change these terms, we’ll update this page and the “Last updated” date. We’ll tell you about important changes in the app or on this page before they take effect. If you keep using Debix after that, you accept the new terms. If you don’t agree, you can stop using Debix and delete your account.

Liability

To the extent the law allows:

  • Debix is provided “as is”;
  • we aren’t responsible for debts, arrangements or disputes between users, because we aren’t a party to them;
  • we aren’t responsible for the accuracy of records users enter or for decisions made based on them;
  • we aren’t liable for indirect losses or lost profits.

Nothing in this section limits rights that can’t be limited by law, including your rights as a consumer.

Stopping use of Debix

You can stop using Debix at any time and delete your account right in the app. Deletion can’t be undone: signing in again with the same Google or Telegram account creates a new, empty account. If you can’t sign in, write to support@debix.uz with the email or phone number linked to your account, and we’ll reply within 30 days. We may ask you to confirm the account is yours. Step by step: Delete account.

If these terms are broken, if we find fraud or abuse, or if the law requires it, we may restrict or block your account. Where we can, we’ll tell you why. If you think we got it wrong, write to us.

Governing law

These terms are governed by the laws of the Republic of Uzbekistan. If a dispute comes up, please write to us first and we’ll try to settle it by talking it through. If we can’t agree, the dispute will go to court as provided by the laws of the Republic of Uzbekistan.

These terms are published in Uzbek, Russian and English. If the versions differ, the Uzbek text prevails.

Contact

Email
support@debix.uz
Developer
Alif Service